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My Tips For Finding The Perfect Home

If the time has come to purchase your own place, you are most probably incredibly excited. I know I was when I brought my own home, earlier this year. However, I knew that even though I was excited, I needed to take house hunting seriously, and so do you.

Think of it like this, buying your own home is one of the biggest investments that you will ever make. So when it comes to choosing the perfect place, you need to ensure that you take your time and don’t rush into anything.

My Tips For Finding The Perfect Home | UK Lifestyle Blog

To help you ensure that you find the perfect property, I thought I would share all the tips that I found useful when house hunting, with you, here:

Think about your wants and needs

First things first, create two lists; one of your wants and one of your needs for your new home. The things that you need your house to have are musts, but the things you want it to have aren’t so important.

For instance if you need two bedrooms, it’s important to look for somewhere that can meet your needs. While a lack of bedrooms could be a deal breaker, if a property doesn’t have a certain feature that you want don’t let that put you off. For me, location was everything!

Don’t go it alone

Don’t make the mistake of searching for your new home by yourself, get some help. You will find it much easier to find the perfect place if you have some help from the experts, like the estate agents at Greenaway Residential.

You might like the idea of saving money be going it alone, but if you want to find a home that you love, professional help is a must. Having someone show you around a property, and explain all about it is incredibly useful. Plus, if you have any questions, you have someone on hand to ask.

Choose somewhere you would be happy to stay for years

When it comes to buying a property, it’s a good idea to choose somewhere that you would be happy to stay for at least a few years. Buying and moving into a new home takes a lot of time and effort, and with moving costs and lawyer’s fees, is expensive.

Choosing somewhere that you will be happy to stay for at least five years makes those extra costs worth it. It also means that any renovations, you make will be worth the cost, as you will live there long enough to enjoy them.

Pick a property that you can grow into

If you can afford it, opt for a larger property than you need. If you are planning on starting a family sometime in the future, buying a property with an extra bedroom is a great idea. Or, if you can’t afford an extra bedroom, buying somewhere with potential to extend is ideal.

Lots of the properties I looked at previous to the one I settled on only had one bedroom. I didn’t think much of it at the time, and was more concerned about location than I was the bedrooms – but I’m glad I didn’t overlook it for long.

Love the surroundings

As I keep saying, for me this was the most important thing when choosing a house. I always knew buying near the sea was going to be expensive, but to me, it was all about the location and staying in my hometown near my friends, family and job meant everything.

You see, you can easily change and adapt a property, but you can’t change the surroundings so easily. That’s why, when choosing a property to buy, it’s important that you love where it is located.

Choosing a home to buy is a big deal, and it’s important that you are choosy about the place that you pick. You need to choose a home that has everything that you need, has the potential to adapt as your family grows and is located in the perfect place.

2018-01-08T03:34:14+00:00 September 30, 2015|Home Decor|

Investing In A Buy To Let? How To Maximise Your Return On Investment

Over the last few years, a lot of people have been taking advantage of low property prices and low-interest rates. Many of us fell foul to the financial crises of the last decade. But those with a modicum of savings and financial security were welcomed by the mortgage lenders. In particular, the buy-to-let market has done well. This is because mortgage lenders were keen to lend on a property that guaranteed you an income to pay it off.

If you are about to move into the realm of being a landlord, there are a few things you should be wary of. The type of property you should be looking for is the one you stand to make a profit from. It’s not all about the rental income. After all, tenants come and go, and markets have a habit of changing rapidly.

Ideally, you should be looking for a property that is structurally sound and easy to rent out. Your local estate agent should give you an idea of the types of property that are in demand. Often, small family houses are quite popular. Investing in one of these could help secure a rent to pay off your mortgage and even line your pockets with a little income.

Look for properties that need a little tidying up. These tend to sell below market price because they are less attractive than others. Don your overalls and a tin of paint. Fresh decor is important when it comes to attracting tenants. If the kitchen or bathroom are dirty or past their best, it may be time to invest in a new one.

You can buy a very cheap bathroom suite from reputable companies online. You might even have the skillset to instal it yourself to save more costs here. Housing standards are higher than ever. You need to provide clean, safe accommodation. You should also choose facilities that are easy to keep clean. This will save you a lot of time and effort when it comes time for your tenants to move on.

Time is money when you buy a property. Every day you have your property empty is a day of rental income you have lost. To rent it out quickly, you need to get the work done quickly. As soon as you pick up the keys, assess the condition of the property. Every place you buy is likely to have one or two common household problems. You must identify and rectify each of these problems.

You might choose to hire some help to get the work done so a tenant can move in more quickly and start paying rent. If you have someone lined up already, this is ideal. However, if the property you are buying cannot be advertised until you have made the improvements, you need to work fast for that photo finish. Doing it yourself will reduce the initial outgoings, but you may be costing yourself time.

Keep finishes simple, but make sure they are of good quality. Poor quality finishes like scrappy edging puts people off. Look through other agent listings. You might even view a few rental properties to get an idea of what the competition is offering. Your initial deposit for the mortgage could well be equalled by any improvements you need to make, so ensure you have the cash to invest.

Once you have the property in good condition, it’s time to get your advertisement out. Becoming a landlord for the first time can be quite a scary proposition. You need to manage contracts and ensure the tenant’s deposit is invested appropriately. You will also be on call for any household emergencies. Several companies offer landlord maintenance insurance. This means tradespeople will come to your rental property as required. You may need to pay an excess charge, but at least the essential works will be covered in an emergency.

Each year, you will also need to maintain the property. The house will need to continue looking neat and tidy as well as being structurally sound. Your tenants are legally required to give you access with notice. Check the property over if there is a storm. You could be liable if the tenant’s possessions are damaged due to your negligence. Safety at all times is essential. Annual gas safety checks are legally required at your expense too.

It can be a very wise investment to purchase a buy-to-let property. Mortgage rates have been quite favourable for this purpose for a while. Earning rental income and paying off the mortgage is ideal. You will then own that property outright so you can reap the rewards of any increase in value over time. Ask your local agent if a buy-to-let is right for you.

2018-01-08T03:34:14+00:00 September 29, 2015|Home Decor|

A Guide To Making Your New House A Home

Moving into a new family property is one of the most exciting processes that any of us ever experience. However, it can feel a little strange living in unfamiliar surroundings. There are many challenges ahead, but making the house a home is easily one of the most important.

It’s a daunting prospect, but it doesn’t have to be difficult as you might first fear. With these tips, you’ll be smiling around the new home in no time at all.

A Guide To Making Your New House A Home | UK Lifestyle Blog

Make It Safe

The first thing that any homeowner needs to do is secure their new property. After all, feeling safe inside the home is a basic requirement that every household should boast.

If there are any potential hazards around the home, such as wires, it’s imperative that you treat these issues. Moreover, you must also consider outside threats by protecting the property from potential thieves.

Keeping the property safe will take a huge weight off of your shoulders, making it much easier to relax around the home. It’s a step that every homeowner should take, especially if you’ve entered a new geographical location.

Make It Comfy

In addition to safety, the home must offer comfort. This is the place for the whole family to relax after a long day at work or school, and it should promote the ability to enjoy the

Home comforts like a great bed and bath will go a long way to improving your happiness around the home. But you must also consider basic human needs like staying warm. As well as good central heating, fireplaces are a great way to achieve a solid temperature. Better still, they’ll bring an added sense of home-based luxury.

After all, if you can’t feel relaxed in your own property, where can you?

Make It Functional

The family home should also make your lives easier. This fact should always rank near the top of your priorities and have a huge influence on your home improvement decisions.

If you work from home, then it’s imperative that you build an office space to accommodate this. Besides, this upgrade could add serious value to the property.

Meanwhile, the last thing you want as a homeowner is to encounter faulty or broken appliances. There’s nothing worse than being unable to complete daily tasks due to poor technology. Make sure your products function as they should, and you’ll all feel far happier around the home.

Make It Yours

A positive home life is the foundation for being happy throughout other aspects of your life. However, the property only provides a shell. It’s people that will make this house a home, and you must celebrate the personality of your family to unlock the full potential.

If you have a love of gardening and nature, then be sure to make the most of the garden spaces. Similarly, building a deck encourages more family time together. Meanwhile, you can add photos of past holidays and magical moments to reminisce about the best times in your life.

As long as the home encourages positive thoughts that are unique to your family, you won’t go far wrong.

2018-01-08T03:34:14+00:00 September 29, 2015|Home Decor|
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